Terms of Service
Last Updated: October 22, 2025
Welcome to MediPlanAssist.com. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.
1. Service Description
MediPlanAssist.com provides an online eligibility screening service to help Medicare beneficiaries determine if they may qualify for Medicare Part B premium reduction benefits (commonly referred to as "Giveback" benefits). Our service connects eligible individuals with licensed insurance agents who can provide detailed information about Medicare Advantage plans that may offer these benefits.
Important: MediPlanAssist.com is a lead generation and referral service. We are not an insurance company, Medicare provider, or government agency. We do not sell insurance directly.
2. Eligibility and Enrollment
Our eligibility screening tool provides preliminary information only. Actual eligibility for Medicare Part B Giveback benefits depends on multiple factors including:
- Your geographic location and ZIP code
- Available Medicare Advantage plans in your area
- Current Medicare enrollment status
- Plan-specific requirements and restrictions
Final eligibility determination and enrollment must be completed through a licensed insurance agent. Benefit amounts vary by plan and location. The $2,478 figure represents a maximum potential annual benefit and is not guaranteed.
3. Information You Provide
By using our service, you agree to provide accurate and complete information including:
- ZIP code
- Age and Medicare enrollment status
- Contact information (phone number, email)
Consent to Contact: By submitting your information, you expressly consent to be contacted by MediPlanAssist and/or licensed insurance agents, brokers, and their representatives at the phone number and email address you provide, including through the use of automated telephone dialing systems, artificial or prerecorded voice messages, and text messages (SMS/MMS), even if your number is on a Do Not Call list. You understand that consent is not required as a condition of purchasing any goods or services. Message and data rates may apply.
To modify your communication preferences or request assistance, please contact us at help@mediplanassist.com or speak directly with the licensed insurance agent who contacts you.
4. No Guarantee of Benefits
MediPlanAssist.com makes no guarantees regarding:
- Eligibility for any specific Medicare plan or benefit
- The amount of any premium reduction or giveback benefit
- Availability of plans in your area
- Acceptance into any Medicare Advantage plan
All benefit information is subject to change and must be verified with the insurance carrier and licensed agent.
5. Government Affiliation Disclaimer
MediPlanAssist.com is NOT affiliated with, endorsed by, or connected to:
- The Centers for Medicare & Medicaid Services (CMS)
- The Social Security Administration (SSA)
- Any federal, state, or local government agency
- The Medicare program or any Medicare plan
We are an independent, privately-owned lead generation service.
6. Intellectual Property
All content on MediPlanAssist.com, including text, graphics, logos, and software, is the property of MediPlanAssist or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without express written permission.
7. Limitation of Liability
To the fullest extent permitted by law, MediPlanAssist.com and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our service, including but not limited to:
- Inaccurate eligibility determinations
- Failure to qualify for benefits
- Actions or omissions of third-party insurance agents
- Changes to Medicare plans or benefits
8. Health Information and HIPAA
While we collect Medicare-related information to determine eligibility for benefits, MediPlanAssist.com is not a healthcare provider, health plan, or healthcare clearinghouse. We are not a "covered entity" under the Health Insurance Portability and Accountability Act (HIPAA).
However, we take the protection of your health-related information seriously and implement reasonable security measures to safeguard your data. Licensed insurance agents who receive your information may be subject to HIPAA and other privacy regulations.
9. State Licensing and Regulations
Insurance agents and brokers who contact you through our service are licensed in your state and subject to state insurance regulations. Plan availability, benefits, and premiums vary by state and location.
If you have questions about an agent's conduct or licensing status, you may contact your state's Department of Insurance. We maintain records of agent licensing information and can provide this upon request.
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of any third-party sites. Your use of third-party websites is at your own risk.
11. Dispute Resolution and Arbitration
Binding Arbitration: Any dispute, claim, or controversy arising out of or relating to these Terms of Service or your use of MediPlanAssist.com shall be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if your claims qualify.
The arbitration will be conducted by a neutral arbitrator in accordance with the rules of the American Arbitration Association (AAA). The arbitrator's decision will be final and binding, and judgment may be entered in any court of competent jurisdiction.
Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between you and MediPlanAssist individually. To the fullest extent permitted by law, you waive any right to participate in a class action lawsuit or class-wide arbitration.
Questions: For questions about this arbitration agreement, please contact us at help@mediplanassist.com.
12. Changes to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of MediPlanAssist.com after changes are posted constitutes acceptance of the modified terms.
13. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state in which MediPlanAssist operates, without regard to conflict of law principles.
14. Contact Information
If you have questions about these Terms of Service, please contact us at help@mediplanassist.com or through the information provided on our website.